Best companies consolidating credit cards
Online lenders typically let you apply for a debt consolidation loan without affecting your credit score.Most issuers charge a balance transfer fee of around 3%, and some also charge an annual fee.Before you choose a card, calculate whether the interest you save over time will wipe out the cost of the fee. We’re on your side, even if it means we don’t make a cent.
The option that best suits you depends on your overall debt load, credit score and history, available cash and other aspects of your financial situation, as well as your self-discipline.
That means you’ll need to pay more than the minimum payment due to reduce the principal and make a dent in your overall debt.
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