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The Saga Platinum credit card may be able to meet all of your credit card needs. the card provider, will notify you by post and your credit card will be issued.Download our Saga Platinum credit card Summary Box showing key product features (PDF). *Having multiple cards may impact the outcome of your application.This may be at any time of the day on any day of the year. A: No, if we have a mobile phone number for you, we may send you a text automatically whenever necessary.Q: Will I automatically be sent these fraud text alerts?Registered in the Republic of Ireland: Registered No. Saga Personal Finance is a registered trading name of Saga Personal Finance Limited (SPF), which is authorised and regulated by the Financial Conduct Authority.SPF is registered in England and Wales (Company No. Registered office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE.Q: What happens if I reply four hours after you first sent me a text?



We will not ask you for account numbers or PIN numbers. We have placed a hold on your card and it cannot be used. If you reply ‘N’, we will place a hold on the card and get in touch with you to tell you your options. A: If you do not respond within four hours of receiving the original text we will send another message: Saga Platinum Card: We are unable to confirm spend on your card. Please call us on the number on the back of your card. For any other reply (for example ‘I don’t know’) within four hours, we will send another text: Saga Platinum Card: Your response is unclear.We will ask you to confirm whether or not you made a transaction with a simple ‘Y’ or ‘N’ reply. It will not identify you or your card: Saga Platinum Card: Please confirm spend with card ending 1234. Q: What happens if I reply with something other than ‘Y’ or ‘N’? Please reply “Y” if genuine, “N” if you didn’t spend GBP 000000000 at Amazon Digital.If you are not happy to answer the text, you can call the number on the back of the card. If you respond again with an unclear response within four hours, we will send a further text: Saga Platinum Card: We are unable to confirm spend on your card. Please call us on the number on the back of your card.If you experience difficulty using the service or you require further information, please see our Terms of Service and FAQs below or contact our customer services department on 03 Allied Irish Banks, p.l.c. If they suspect any suspicious behaviour on your card, you will be contacted by text message.